$10 an Hour After Taxes in Georgia (2026)
Tax year 2026 · Figures checked September 25, 2026 against IRS Publication 15-T and the Georgia DOR June 2026 withholding guide
At $10 an hour and 40 hours a week, you earn $20,800 a year before tax. A single filer in Georgia keeps about $8.87 of each hour's pay, which is $18,449 a year, $1,537 a month or $709.59 per biweekly paycheck.
| Period | Single | Married filing jointly |
|---|---|---|
| Per year | $18,449.34 | $19,208.80 |
| Per month | $1,537.45 | $1,600.73 |
| Per biweekly paycheck | $709.59 | $738.80 |
| Per week | $354.80 | $369.40 |
| Per hour (2,080 hours) | $8.87 | $9.24 |
Taxes on $10 an hour
Out of $20,800 a year, a single filer has $470.08 withheld for federal income tax, $1,591.20 for Social Security and Medicare, and $289.38 for Georgia. That is $1.13 of every hour worked, or 11.3% of pay.
| Item | Single | Married filing jointly |
|---|---|---|
| Gross pay | $20,800.00 | $20,800.00 |
| Federal income tax | −$470.08 | $0.00 |
| Social Security | −$1,289.60 | −$1,289.60 |
| Medicare | −$301.60 | −$301.60 |
| Georgia income tax | −$289.38 | $0.00 |
| Total taxes | $2,350.66 | $1,591.20 |
| Effective tax rate | 11.3% | 7.7% |
| Marginal tax rate | 22.5% | 7.6% |
| Take-home pay | $18,449.34 | $19,208.80 |
What drives the tax at $10 an hour
For a single filer, the first $16,100 or so of wages is withheld at 0%, and the top rate reached at this pay is 10%, which starts at about $16,100 of annual pay. Only the last $4,700 is withheld at 10%, which is why federal withholding is 2.3% of gross pay rather than 10%. The next federal rate, 12%, would not start until about $28,500.
Georgia taxes pay above the standard deduction at a flat 4.99%. For a single filer that is ($20,800 − $15,000) × 4.99% ≈ $289, an effective Georgia rate of 1.39% on your full pay. A married couple filing jointly with one earner owes no Georgia withholding at this level, because their standard deduction is $30,000. At the old 5.19% rate, which applied to 2025 and which employers kept using for withholding until they switched on or after May 11, 2026, the single filer's full-year Georgia tax would have been about $301, or $12 more.
Social Security (6.2%) and Medicare (1.45%) take a flat 7.65% of every dollar, $1,591.20 a year here, whatever your filing status. They are the same for single and married workers.
Overtime and part-time at $10 an hour
Under the federal Fair Labor Standards Act, hours over 40 in a workweek are paid at 1.5 times your regular rate, which is $15.00 an hour here; Georgia has no separate state overtime rule (see overtime pay in Georgia). Working 5 overtime hours every week would add $3,900 of gross pay a year and about $3,017 after tax, so each overtime hour nets roughly $11.60 for a single filer.
Overtime is withheld like any other wages. For 2026 through 2028, the overtime premium may qualify for the new federal deduction (up to $12,500, or $25,000 married filing jointly), and HB 463 lets full-time hourly workers exclude up to $1,750 of qualified overtime from Georgia income. Both are claimed on your tax return; your paycheck withholding only reflects the federal deduction if you enter it in Step 4(b) of your W-4.
At 30 hours a week instead of 40 ($15,600 a year), a single filer would take home $14,377 a year, or $9.22 per hour worked.
Compared with nearby hourly rates
| Hourly rate | Single | Single, monthly | Married jointly |
|---|---|---|---|
| $8/hr | $15,231 | $1,269 | $15,367 |
| $9/hr | $16,840 | $1,403 | $17,288 |
| $10/hr | $18,449 | $1,537 | $19,209 |
| $11/hr | $20,058 | $1,672 | $21,130 |
| $12/hr | $21,667 | $1,806 | $23,051 |
Moving from $10 an hour to $11 an hour adds $2,080 of gross pay but $1,609 of take-home for a single filer, so you keep about 77 cents of each extra dollar.
On an annual basis, $10 an hour is close to a $20,000 salary; see $20,000 after taxes.
- $10 an hour for 40 hours a week, 52 weeks a year (2,080 paid hours, $20,800 a year), no overtime.
- Paid biweekly (26 paychecks); weekly, monthly and hourly figures are the annual amount divided evenly.
- Single: 2026 Form W-4 filing status single, nothing in Steps 2–4; Georgia Form G-4 status A with 0 allowances.
- Married filing jointly: one earner. W-4 status married filing jointly, nothing in Steps 2–4; G-4 status C (married filing jointly, one spouse working) with 0 allowances.
- No 401(k), health insurance or other deductions unless a scenario says so. Tax is the amount withheld under IRS Publication 15-T and the Georgia DOR percentage method at the 4.99% rate in effect since May 11, 2026; your final tax return can differ.
Calculate your own paycheck at $10 an hour
Results
- Take-home
- Federal
- Social Security + Medicare
- Georgia
- Deductions
| Item | Biweekly | Annual |
|---|---|---|
| Gross pay | $800.00 | $20,800.00 |
| Federal income tax | −$18.08 | −$470.08 |
| Social Security (6.2%) | −$49.60 | −$1,289.60 |
| Medicare (1.45%+) | −$11.60 | −$301.60 |
| Georgia income tax | −$11.13 | −$289.38 |
| Pre-tax deductions | $0.00 | $0.00 |
| After-tax deductions | $0.00 | $0.00 |
| Take-home pay | $709.59 | $18,449.34 |
Effective rate: all taxes above divided by gross pay. Marginal rate: share of your next $100 of gross pay that would go to federal, FICA and Georgia taxes combined.
Other hourly rates in Georgia
See every rate from $8 to $75 an hour · Salary to hourly conversion · FICA explained
Sources
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods
- IRS Publication 15 (2026), Employer’s Tax Guide (Circular E)
- Georgia Department of Revenue, Employer’s Withholding Tax Guide 2026 (revised June 2026)
- Georgia Form G-4, Employee’s Withholding Allowance Certificate (Rev. 06/03/26)
- Georgia HB 463 (2026), Georgia Economic Growth and Tax Relief Act of 2026, as passed
- Georgia Department of Labor, Individuals FAQs: Fair Labor Standards Act